CHARACTER-BASED CREDIT SCORING FOR FINANCIAL INCLUSION.
3-5 min. Immediate scoring Seamless APIs Positive feedback
No adverse impact No PIIs Non-invasive Finance related questions only
Stable over time Faking resistant No 3rd party data Fully encrypted
Predictive of loan defaults Augments traditional models Culturally adaptable Everyone is 100% scorable
Scoring optimizations Multi-lingual White-labelled Custom questions
Because Lending is Personal