From our blog

A research article published in the Journal of Risk and Financial Management on the predictive validity of psychometric-based credit scoring among underbanked consumers.

An empirical article published in the Journal of Credit Risk, on the efficacy of psychometric-based credit scoring and Worthy Credit among consumer borrowers across five geographies.

Making good financial decisions is never an easy task. It involves considering some things that are fun for us in the short term, and other things that are good for us in the long term. But the challenge of making good decisions gets even worse when we are stressed.

Reducing the number of unbanked people is a goal for almost every country, but the opportunity to successfully achieve this goal is rarely as reachable as it is in Brazil.

Debt collection is arguably one of the most difficult and unpleasant aspects of the credit industry, for just about everyone involved. Indeed, despite the fact that both collectors and debtors wish to resolve their debt issues, collection recoveries often fall far short from being successful.

An Interview with Bruno Balduccini, Partner @Pinheiro Neto

How the coronavirus is effecting credit and credit scoring, and how psychometrics can help.

An Interview with Roberto Jabali, CRO @Banco BV.

Nearly 50 million Americans and literally billions more around the world have limited access to affordable credit, due primarily to a lack of credit histories.

An Interview with Dr. José Murillo, Chief Analytics Officer at Banorte